Financial IQ Test  
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For most Americans, taxes are due on:

January 1.
April 1.
April 15.
December 31.

For tax purposes, a capital gain is considered long term if the investment was held more than:

1 day.
1 month.
1 year.
10 years.

Beta is commonly used as a relative measure of risk. It measures:

Standard deviation of a stock’s price.
The expected total returns of a diversified portfolio.
The unsystematic risk component of an investment.
The risk of a security or portfolio relative to the overall market.

If you call your broker to purchase a "round lot" you are:

Buying a mutual fund of 100 different stocks.
Authorizing him/her to decide how many shares to buy.
Negotiating commissions on future purchases and sales.
Purchasing 100 shares of a specific stock.

The total stock market (S&P 500) return during the 1990s was:

Predicted by most Wall Street analysts at the beginning of the decade.
Lower than the historical average
The highest of any decade in the 20th century.
Approximately the same as the total return during the 1970s.

The highest denomination of U.S. currency is:

The $20 bill
The $100 bill
The $1,000 bill
The $100,000 bill

Investments in CDs:

Are riskier than investments in stocks.
Are inferior to investments in 8-tracks and vinyl records.
Are always tax deferred.
Are insured by the FDIC, but have generally underperformed stock investments over the long run.

Determining total return typically utilizes the:

Inflation-adjusted annual performance of all mutual-funds.
Annual capital gain plus dividend payout of a stock or fund.
Math skills learned in college-level calculus courses.
Dividend yield on the Dow Jones Industrial Average.

 
   
   
TH Financial
6225 West 10400 North Highland, UT 84003
Phone: 801-492-1820
888-766-1827 (toll free)
Fax: 801-492-1828
www.th-financial.com tharlow@royalaa.com

Timothy Harlow is a Registered Representative of and offers securities products & services through Royal Alliance Associates, Inc. Member FIINRA/SIPC, a registered broker-dealer.  In this regard, this communication is strictly intended for individuals residing in the states of CO HI ID NV UT WA and WY.  No offers may be made or accepted from any resident outside the specific states referenced. 

 

Timothy Harlow is also separately registered as an investment adviser representative under TH Financial, a Licensed investment advisor, offering advisory services in the state of Utah. As such, these services are strictly intended for individuals residing in Utah

 

Advisory services offered through Royal Alliance Associates, Inc., a Registered Investment Advisor.

 

IMPORTANT CONSUMER INFORMATION: 

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

 

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.